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Eye doctor Albany, OR
river view Optometrist
FAMILY EYE CARE
609 Hickory St.
NW Ste. 160
Albany, OR 97321
Tel: (541) 967-3097 |
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| Today it's
relatively common to have a vision
benefits plan in addition to your
medical insurance. This can lead to
confusion about whether you should use
your vision benefit or your medical
insurance when you visit your eye
doctor. Vision benefit exams are
limited, eye-health examinations that
include a refraction test, which checks
to see whether you need glasses or
contact lenses. Certain screening tests
may be done for ocular disease, but the
primary purpose of a vision benefit
examination is to measure your vision. |
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Today it's relatively common to have a
vision benefits plan in addition to your medical insurance. This can
lead to confusion about whether you should use your vision benefit
or your medical insurance when you visit your eye doctor.
Vision benefit exams are limited, eye-health examinations that
include a refraction test, which checks to see whether you need
glasses or contact lenses. Certain screening tests may be done for
ocular disease, but the primary purpose of a vision benefit
examination is to measure your vision.
Your medical
insurance should be used if you have any eye problems or disease, or
if you have any medical conditions that are known to cause eye
problems. A medical eye examination is performed to diagnose and
treat diseases of the eye. It is more detailed and complex than a
refraction/vision examination.
For example, if you have
diabetes, your medical insurance covers a diabetic retinal eye
examination by a network eye specialist (optometric or
ophthalmologist) every year. This is an examination where the pupils
are dilated and the retina is thoroughly evaluated for any diabetic
damage. If damage is found, your medical insurance will be used for
additional visits and treatments as they are medically indicated.
This medical benefit is distinct and separate from any vision plan
benefit that you may have.
You should use your vision
benefit plan when you are not experiencing any ocular problems and
only want a limited wellness exam or when you are checking to see if
you need glasses or contact lenses. |
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